Terms of Service and Terms & Conditions
Effective Date: 1/1/2025
Welcome to The Unfiltered Investor ("we," "us," or "our"). These Terms of Service and Terms & Conditions ("Terms") govern your access to and use of our website, digital content, services, and paid newsletter subscription offerings. By accessing or using our services, you agree to be bound by these Terms.
1 - Overview
The Unfiltered Investor provides a paid subscription-based digital newsletter focused on financial, investment, and market commentary. Access to certain content and services is restricted to paying subscribers. These Terms apply to all users and subscribers of the website and services.
2 - Eligibility
You must be at least 18 years of age and capable of entering into a legally binding contract to use our services.
3 - Subscription Terms
3.1 Paid Subscription: Access to The Unfiltered Investor newsletter is offered via paid subscription. By subscribing, you agree to pay the applicable fees based on your chosen plan (monthly or annual).
3.2 Billing: You authorize us to charge your provided payment method on a recurring basis. All fees are non-refundable unless otherwise required by law.
3.3 Price Changes: We may modify the subscription fees at any time with notice to you. Continued use after the price change constitutes acceptance.
3.4 Cancellation: You may cancel your subscription at any time. Cancellation will prevent future charges but does not entitle you to a refund for the current billing period.
4 - Content Use and Intellectual Property
4.1 License: We grant you a limited, non-transferable, non-exclusive license to access and use the content for personal, non-commercial use only.
4.2 Restrictions: You may not reproduce, distribute, modify, create derivative works, publicly display, or exploit any content from The Unfiltered Investor without prior written permission.
4.3 Ownership: All content, trademarks, logos, and service marks are owned by or licensed to us and are protected under U.S. and international intellectual property laws.
5 - User Conduct
You agree not to:
6 - Data Collection and Privacy
6.1 Data Collection: We collect personal information (name, email, billing info) necessary to provide services and improve user experience.
6.2 Data Usage: Data is used solely to fulfill the terms of your subscription, deliver content, and improve services. We do not sell your data.
6.3 Third-Party Services: We may use third-party services for payment processing, email delivery, and analytics. These services are bound by their own privacy and security obligations.
6.4 Regulatory Compliance: We adhere to all relevant data protection and privacy laws, including:
For further details, see our [Privacy Policy] [insert link].
7 - Disclaimers and Limitations
7.1 No Investment Advice: The content is for informational purposes only and does not constitute financial or investment advice. Always consult a licensed professional before making investment decisions.
7.2 No Guarantees: We do not guarantee the accuracy, completeness, or timeliness of the information provided. Your reliance on such content is at your own risk.
7.3 Limitation of Liability: To the fullest extent permitted by law, we disclaim all liability for any indirect, incidental, or consequential damages arising from use of the service.
8 - Modifications to Terms
We reserve the right to modify these Terms at any time. We will provide notice of significant changes via email or website notification. Continued use after changes indicates acceptance.
9 - Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of [Insert State], USA. Any disputes shall be resolved through binding arbitration in [Insert County, State], in accordance with the rules of the American Arbitration Association.
10 - Contact Information
For questions or concerns regarding these Terms, please contact us at:
The Unfiltered Investor
[email protected]
By subscribing or using our services, you acknowledge that you have read, understood, and agreed to these Terms.